Legal & Privacy

Transparency is our policy.

Terms and Conditions

Welcome to Zestra Capital. These terms and conditions outline the rules and regulations for the use of Zestra Capital Limited's Website and Services.

1. Hire Purchase Agreement

By purchasing a product, you agree to the hire purchase terms, including the deposit, daily/weekly installments, and total repayment amount. Ownership of the device transfers to you only upon completion of all payments.

2. Privacy Policy

We respect your privacy. All personal data collected during the application process is used solely for credit assessment and account management. We do not share your data with unauthorized third parties.

3. Default on Payments

Failure to make payments on time may result in the remote locking of your device. Continued default may lead to repossession of the device and listing with Credit Reference Bureaus (CRB).

4. Device Warranty

All devices come with a standard manufacturer warranty. This warranty does not cover physical damage or water damage caused by user negligence.